So many financial dreams are thwarted by the failure to act upon good intentions.

To enjoy a long, comfortable retirement, save more today.

I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love.

Here's my gift-giving rule: Respect your current financial situation.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

Every time you overhear something hurtful, I want you to do something kind for someone else.

If you're financially responsible, your children have a much better chance to grow up financially responsible.

Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?

Never invest emergency savings in the stock market.

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

They got married, they got divorced, and half their money goes out the window.

Who would you want to be giving you advice? Somebody who doesn't have any money?

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.

Give to yourself as much as you give of yourself! This means you have to put yourself first.

Recast your current problems into proactive goals.

The way to build your savings is by spending less each month.

There is nothing more beautiful than a confident woman.

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.