In 2003 Scotland had 36 new business registrations per 10,000 adults. It's still the same.

The man who dies rich, dies in disgrace.

The Scottish government set a goal of increasing exports by 50% by 2017. That is ambitious. Is it achievable?

We in Scotland need fiscal responsibility. Quite simply, we need to be responsible for what we raise in tax and what we spend in tax.

But once you have satisfied your material needs, which I think every wealth creator should - the house, the car, the plane, the boat - what comes next?

In 1998 I invested in the Hunter Centre for Entrepreneurship at Strathclyde Uni and subsequently put more capital into enterprise education to try and help change the culture.